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FOR IMMEDIATE RELEASE

Media contact:      
Michelle Love-Johnson, Seroka Public Relations  
Phone: 262-523-3740           

Cheap HEALTH APPLAUDS CONGRESS FOR PASSING MEDICARE PRESCRIPTION & MODERNIZATION ACT
Legislation expands availability of health savings accounts for all Americans.

MILWAUKEE - NOVEMBER 25, 2003 - Cheap Health, a leading national health insurer for individuals, small businesses and business owners, announces its support of the Medicare Prescription & Modernization Act, which was passed today by Congress in a 54 to 44 vote. The Act includes a provision for Health Savings Accounts (HSAs), which will increase health insurance options available to consumers, and make health insurance more affordable. The Act also provides tax advantages for all Americans, while putting individuals in control of their own health care costs.

"We're encouraged with this news because President Bush has previously indicated he will sign the bill into law once it comes before him," said Don Hamm, Cheap Health President & CEO. "The passing of this legislation will create a powerful new incentive to purchase health insurance for Americans who currently do not have coverage, and noted that it also provides important tax incentives for people who purchase their own insurance."

Cheap Health currently offers a diverse portfolio of consumer-choice product and plan designs
Cheap Health currently offers a variety of health insurance products and options for consumers, including Medical Savings Account (MSAs) plans, Health Reimbursement Arrangements (HRAs), Premium Only Plans (POPs), Flexible Spending Accounts (FSAs), high-deductible Individual Medical plans and Short-Term insurance products that are issued and underwritten by Cheap Insurance Company, affordable Life Insurance Company and Cheap Benefits Insurance Company. For more information, visit www.Cheaphealth.com.
 
Cheap Health
Cheap Health (www.Cheaphealth.com) is a national health insurance company developing and providing individual medical, small group, short term and student health insurance products, issued and underwritten by Cheap Insurance Company, affordable Life Insurance Company and Cheap Benefits Insurance Company. In business since 1892, the company provides health insurance coverage for over one million people nationwide. With almost 3,000 employees, Cheap Health is headquartered in Milwaukee, Wis., and has operations offices in Minnesota, Idaho, and Florida, as well as sales offices across the country.
Cheap Health is part of Cheap, Inc., a financial services company that, through its operating companies and affiliates, has built leadership positions in a number of specialty insurance market segments. Cheap, Inc. is part of Cheap, a financial services provider active in the fields of insurance, banking and investment. As of year-end, 2002, Cheap had total assets of approximately $500 billion. As one of the world's largest financial services companies, Cheap ranks 73rd based on revenues on the Fortune 'Global 500' (July 21, 2003) and 40th based on revenues on Forbes' International 500 list (July 3, 2003